The Deposit and Consignment Office

The Deposit and Consignment Office is a public department of the FPS Finance which allows to keep money short- or long-term in security. These include, for example, rental guarantees, deposit accounts, notary fees, and judicial consignments. rental guarantees, deposit accounts, notary funds as well as judicial consignments, for instance.  Some funds, like dormant assets, are transferred there automatically. Deposits held for at least one year at the Deposit and Consignment Office earn interest. Thanks to e-DEPO, you have online access to your files at all times, seven days a week. 
Access to e-DEPO

  • We are currently translating all our manuals into English. They will be available shortly.

  • Interest rates

    Deposits held for at least one year at the Deposit and Consignment Office earn interest. Currently the Deposit and Consignment Office’s interest rate is set at 2,30%.  

    This rate is examined each month, on the basis of the daily yield of the public loans (OLO). It can reach a maximum rate of 2.5%. This interest is subject to the withholding tax on movable property and is only capitalised for rental guarantees.   

    Interest is calculated as from the first day of the month following your deposit investment at the Deposit and Consignment Office till the last day of the month preceding its refund.  

    More information?  

    New regulation on the interest of certain assets as of March 2026

    Starting in March 2026¹, the interest rate for dormant assets and for assets belonging to missing or deceased beneficiaries will be set at 0%. This legal change has no impact on the interest earned on your deposit account.

    Why an interest rate of 0%?
    • Most of these assets are never claimed
      Many people never claim their assets. After a certain legal period, these amounts are automatically transferred to the Belgian Treasury.
       
    • Managing these assets generates costs for the State
      The safeguarding and management of these assets come at a cost. When no action is taken by the rightful beneficiaries, it is not justified to continue accruing interest.
       
    • A simple and fair solution
      Applying an interest rate of 0% is a clear and simple solution that takes into account the costs as well as the very limited use of these assets.

    ¹ Article 4 of the Royal Decree of 4 May 2020 on the Deposits and Consignments Fund, notably concerning foreign currency consignments.

    • Payment of interest

      Each 1st January, for the funds invested for at least a year, interest accumulated is credited on your file. You can consult them or request a refund at any moment. 

      When you request a partial refund for one of your files, the LIFO (Last In, First Out) principle is applied. This means that the amount you withdraw is deducted first from the last deposit you made. 

      Do you need help? 

  • Logging into e-DEPO

    • Are you a Belgian citizen?

      1. Get access to our application e-DEPO.  
      2. Click on “ Identifiez-vous/Login” and choose your digital key (eID, Itsme, etc.).  
      3. Then log in in your own name. 

    • Do you still have no Belgian identification means (eID, Itsme, token)?

      You can get access to e-DEPO via the application ForREG (Foreign Registration). Please follow the steps on our page ForReg in order to get access. 

    • Do you want another person to be able to log in and carry out procedures in e-DEPO in your own name?

      You can delegate the management of your files to a third party or entity, by granting them a mandate. Once the mandate drawn up and signed, this person (authorised representative) can get access to your files and carry out procedures in your own name in e-DEPO.   

      All types of mandate are available  in e-DEPO: 

      • Natural person → natural person 
      • Enterprise → natural person 
      • Natural person → enterprise 
      • Enterprise → enterprise  

      How? 

      Both of you must sign an e-DEPO mandate via the application Mandates  Do you need help? Consult our page Déléguer des démarches fiscales à un proche/Delegate tax procedures to a relative | FPS Finance. 

      Once the mandate signed, the authorised representative can log into e-DEPO via Itsme or eID. 

      If the authorised representative has an active mandate, an identification screen will appear with: 

      • Their own name, 
      • The name of the person they represent. 

      They will simply need to click on the name of this person in order to get access to their e-DEPO file and carry out authorised procedures. 

      Do you need help? 

      Consult our user manual – Mandates. 

  • Categories of deposits and consignments

    Select a section below to access information about rental guarantee, dormant assets, deposit account, collective settlement of debts, notary’s fund, compensation for expropriation, other consignment and judicial consignments, breyne law and assets of a deceased or untraceable holder

  • Squeeze-out Rental guarantee Dormant assets Deposit account Collective settlement of debts Notary’s fund Compensation for expropriation Other consignment and judicial consignments Breyne law Assets of a deceased or untraceable holder

See also

Need help?

  • A question?

    Consult our manuals: you will find useful information.  

    To ensure that your request is processed efficiently, please use e-mail communication. Contact us at info.cdcdck@minfin.fed.be. 

    If, however, you require telephone assistance, please consult the FPS Finance contact page: Go to the FPS Finance contact page.